The establishment hates XRP. Alright, let’s get that out of the way. Yes, Bitcoin and Ethereum are inching mainstream acceptance. In comparison, XRP gets casually cast aside for being “too centralized,” being called “a banker’s coin,” or just dubbed “too risky.” Here's the thing: Gen Z isn't listening. Indeed, the more vociferous the skepticism, the further they apparently want to gamble on the alternative future. A future, perhaps, where XRP hits $2.40.

Wall Street's Loss, Gen Z's Gain?

Why this defiance? Because for Gen Z, the traditional financial system is not only broken, it’s rigged. They've watched their parents struggle through recessions, seen housing prices skyrocket while wages stagnate, and understand that the old rules of wealth accumulation simply don't apply anymore. They’re realizing that the stock market, to most people, including themselves, is just another vehicle for the wealthy to increase their wealth.

XRP comes in. It represents a significant opportunity to rewrite the rules. It can construct a financial system that’s more inclusive, more fair, and more open. That recent 40% spike in XRP’s price isn’t just a fluke—the canary is singing. Make way for the new generation that’s taking charge to wrest it back. Most importantly, they are willing to support their convictions with their dollars. The long-short ratio on perpetual futures contracts is almost 3-to-1 in favor of longs. That is an amazing pretty bullish conviction when you think about the background of caution that exists out there for Bitcoin and Ethereum.

This is not just a get-rich-quick scheme, it’s economic liberation. It’s about seizing your financial destiny rather than leasing it from Wall Street. Think of it like this: your grandparents invested in pensions, your parents invested in the stock market, and you? You're investing in a decentralized future. The game has changed.

Betting Against The House?

Look at Polymarket. Speculators are betting big that XRP will be above $2.40 at the end of April. Specifically, options traders on crypto options exchange Deribit are pricing in an 80% chance of XRP trading between $2.23 and $2.7 by that same deadline. These aren’t just lofty hopes, nobly intentioned yet impossible dreams; they explode with faith and fervor. We’ve always believed that XRP had the potential to shake things up. They're betting against the house.

XRP isn't a guaranteed win. We all know crypto is volatile, and there are real regulatory, security, and market manipulation concerns. The SEC is still considering applications for a spot XRP ETF. If true, that would be a huge transformative game-changing development … but we don’t know yet.

Gen Z understands risk. They've grown up in a world of constant uncertainty, and they're not afraid to take calculated risks for the potential of substantial rewards. They understand that the cost of not investing in alternative assets might be much worse. To them, the upside from these investments is worth the risk. With inflation eating into savings and traditional investments having historically low returns, many people are looking for better investment opportunities. For the uninitiated, XRP can be seen as a risky but calculated gamble — a gamble well worth taking.

It's not just about personal gain. Most Gen Z investors are driven by a passion to make their mark on the world, to help foster a more just and equitable place for all. They see XRP as a critical tool for democratizing finance. It creates opportunity by making economic participation more accessible to those who have been systematically cut off from financial services. They’re treating it as the long-term hedge against growing inflation. This is the same young generation that is currently on the frontlines fighting for racial justice, climate justice and economic justice. For them, XRP is just another front in that fight.

Join The Financial Revolution!

So, what does this mean for you? Before you close this blog post, I’m not going to advise you to go all-in on XRP. That's not financial advice. I am going to urge you to take the above at face value and do your own research. To understand what XRP can truly offer to the world, you need to focus on its risks and rewards. Further, think about holding it within a broadly diversified portfolio.

So don’t allow the best practices, eyeball-rolling, old guard skepticism to deter you from doing things differently. Take that first step. Don’t allow the fear of the unknown to hold you back from finding out what’s possible. The times they are a changin’, and capital markets are keeping step with that change. Gen Z isn’t just on the frontlines of this revolution — they want you beside them. Will XRP hit $2.40? Only time will tell. One thing is certain: the future of finance is being written right now, and it's being written by a generation that's not afraid to bet on a better tomorrow.

Think a contemporary Boston Tea Party. This time, it’s not tea that’s being tossed into the harbor—it’s the old financial order!