Forget the Lambos. Engaging with XRP Analysts Gen Z recognizes the true potential of XRP. That’s seen as more than one analyst’s laughable $45 prediction. We, like you, believe in its real-world applications and possibilities. Thinking about them in terms of profits is missing the point. We're thinking bigger – much bigger. We’re imagining a more financially inclusive future, an era of racial and social justice, an equitable future where technology empowers the left behind.

XRP: Catalyst For Social Change?

Can XRP do some good in the world after all? The current conversation is dominated by trading strategies, regulatory battles with the SEC, and whether it will explode to $45 or crash to $1.75. And who is advocating for the people residing in these burgeoning communities of developing countries? They would definitely be able to appreciate XRP’s speed and low transaction fees!

Now, picture that single mother in the Philippines who is getting a remittance from her son who’s working abroad. The old, cumbersome ways can take days and gobble up a large portion of the cash there in fees. XRP would be able to reduce those fees significantly and provide the funds much faster. That’s the $45 dream we ought to be pursuing. Not enriching the coffers of unconcerned affluent investors, but equipping marginalized communities to realize more productive futures.

Regulatory Clarity: A Moral Imperative

The real elephant in the room is the regulatory uncertainty. Ripple’s ongoing legal tussle with the SEC continues to loom like a dark cloud, instilling worries and fears concerning the future of XRP. This lack of confidence creates a disparate burden on those who would benefit the greatest. How can small businesses in developing countries plan to adopt XRP into new cross-border payment flows when its legal status is still up in the air?

We do need regulatory clarity, sure, but not just for the sake of investors. We don’t just need it because it’s the right thing to do – the moral imperative. It’s time for governments to go beyond pilot programs and create a clear comprehensive framework that fosters innovation and addresses the needs of vulnerable users. So this isn’t just a crypto thing, this is how we build a more equitable financial system. A system where a single mother in the Philippines isn't penalized for simply trying to receive money from her son, and where small businesses can compete on a level playing field.

Ripple: Time For Radical Transparency

It’s about time Ripple stepped up as well. Commentary Aside from their war with the SEC, they must take direct and continual action to understand and address the concerns of impacted communities in developing countries. Where are the real world pilot programs showing how XRP is the best fit for these use-cases. Where is the engagement in the communities to best inform and empower the people that stand to benefit the most from this technology.

This isn't about just making money. It's about building a better future. It’s about using tech for good, empowering those left behind, building inclusive financial systems and advancing a more just and equitable world.

  • Transparency: Openly sharing data on XRP's energy consumption and environmental impact.
  • Community Engagement: Partnering with local organizations to provide financial literacy training.
  • Accessibility: Developing user-friendly interfaces that are accessible to people with limited technical skills.
  • Advocacy: Actively advocating for responsible regulation that protects consumers and promotes innovation.

We, Gen Z, are not blind. We believe XRP has a utility that goes far beyond that of any other speculative asset. We recognize its tremendous potential to be a positive catalyst for social change. That potential can only be realized if we expect more from Ripple, from our governments, and from ourselves.

Let’s ensure that $45 turns into a long-term dream of true empowerment and not short-lived enrichment.

Let's make the $45 dream about real empowerment, not just fleeting profits.